{"id":15484,"date":"2026-02-23T08:02:54","date_gmt":"2026-02-23T08:02:54","guid":{"rendered":"https:\/\/thndr.horizondm.com\/blogpost\/?p=15484"},"modified":"2026-04-01T10:32:36","modified_gmt":"2026-04-01T09:32:36","slug":"introducing-the-thndr-zakat-calculator","status":"publish","type":"post","link":"https:\/\/thndr.horizondm.com\/blogpost\/introducing-the-thndr-zakat-calculator\/","title":{"rendered":"Introducing the Thndr Zakat Calculator"},"content":{"rendered":"<h2><span style=\"font-size: 28px;\">Fulfill Your Financial Obligation without the guesswork <\/span><\/h2>\r\n<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Built from the questions, conversations, and needs we heard across our community, we\u2019re excited to <\/span><b>introduce the Thndr Zakat Calculator.<\/b><\/span><\/p>\r\n<p><span style=\"color: #000000;\"><i><span style=\"font-weight: 400;\">This Calculator has been reviewed and approved by Dr. Magdy Ashour, Former Scientific Advisor to the Grand Mufti of Egypt.\u00a0<\/span><\/i><\/span><\/p>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Last Ramadan, we noticed something important. Zakat questions kept coming up from our users. Not just as a general question, but as a real point of confusion:<\/span><\/p>\r\n<ul class=\"wp-block-list\">\r\n<li><strong><span style=\"color: #000000;\">How do I calculate Zakat on stocks?<\/span><\/strong><\/li>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:list-item -->\r\n<li><strong><span style=\"color: #000000;\">Do savings products count?<\/span><\/strong><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><strong><span style=\"color: #000000;\">What about gold funds?<\/span><\/strong><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><strong><span style=\"color: #000000;\">What if my money is spread across multiple assets?<\/span><\/strong><\/li>\r\n<\/ul>\r\n<p data-start=\"0\" data-end=\"172\"><span style=\"color: #000000;\">As more people began building wealth across different Thndr products, one thing became clear: calculating Zakat accurately can get complicated, and at times, overwhelming.<\/span><\/p>\r\n<p data-start=\"174\" data-end=\"226\"><span style=\"color: #000000;\">So we listened. And we built a simpler way to do it. <\/span><span style=\"color: #000000;\">At Thndr, we believe managing your finances should feel simple, and that includes fulfilling your religious obligations with confidence. That\u2019s why we asked ourselves: what if Zakat calculation could be done easily, directly inside the app?<\/span><\/p>\r\n<p><b style=\"color: #000000; font-size: 28px; font-family: Spartan, sans-serif;\">What is the Zakat Calculator?<\/b><\/p>\r\n<p><span style=\"font-weight: 400; color: #000000;\">The Zakat Calculator is a tool embedded within the Thndr app in My Hub that helps you calculate your Zakat based on Islamic principles. The best part? It automatically pre-fills your Thndr portfolio data, so you&#8217;re already halfway there before you even start.<\/span><\/p>\r\n<h2><span style=\"color: #000000; font-size: 28px;\"><b>How does it work?<\/b><\/span><\/h2>\r\n<p><iframe title=\"\u0625\u0632\u0627\u064a \u062a\u062d\u0633\u0628 \u0632\u0643\u0627\u062a\u0643 \u0639\u0644\u0649 \u062b\u0627\u0646\u062f\u0631\" width=\"563\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/LdDtHChbiW4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\r\n<h2><span style=\"color: #000000; font-size: 24px;\"><b><span style=\"font-size: 20px;\">Step 1: Open the Calculator<\/span><\/b><\/span><\/h2>\r\n<p><span style=\"font-weight: 400; color: #000000;\">The calculator calculates based on the Hijri year by default. But if you are following the Gregorian year in your Zakat, just choose it, and we\u2019ve got you covered.<\/span><\/p>\r\n<p><span style=\"font-weight: 400; color: #000000;\">The calculator shows you the current Nisab threshold (the minimum wealth required for Zakat) based on the latest gold price. This assumes that your reached the Nisab (your Hawl started) exactly one year ago.<\/span><\/p>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Start your Hawl on a different date? You can customize this! Tap on today&#8217;s date to select when your wealth crossed the threshold. This also allows you to calculate Zakat for any past year, not just the current one.<\/span><\/p>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Your Thndr wallet balance, Saving Clouds balance, and stock portfolio are already pre-filled for you to make your experience easier. You\u2019ll just need to add assets you own outside Thndr.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<h2><span style=\"color: #000000; font-size: 20px;\"><b>Step 2: Add Your Assets &amp; Liabilities<\/b><\/span><\/h2>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Enter your wealth across 8 categories, and don\u2019t worry, your Thndr assets are already prefilled:<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Cash &amp; Balances:<\/strong> Bank accounts, savings, physical cash<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Investments:<\/strong> Stocks &amp; Mutual Funds<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Bank CDs:<\/strong> Certificates of deposit<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Gold:<\/strong> Coins, bars, or jewelry<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Silver:<\/strong> Coins, bars, or jewelry<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Real Estate:<\/strong> Properties you own<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Lendings:<\/strong> Money you&#8217;ve lent to others<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Business Assets:<\/strong> Inventory, receivables, business cash<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\"><strong>Debts:<\/strong> Money you owe (this reduces your Zakat amount)<\/span><\/li>\r\n<\/ol>\r\n<h3><span style=\"text-decoration: underline; font-size: 20px;\"><span style=\"color: #000000; text-decoration: underline;\"><b>Purpose-based Calculation<\/b><\/span><\/span><\/h3>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Different assets have different Zakat rules depending on their purpose. Be aware to <strong>enter the purpose for each investment,<\/strong> <strong>Thndr<\/strong> <strong>assets and external assets, in the calculator.<\/strong> The calculator guides you through the right treatment for each asset type.\u00a0<\/span><\/p>\r\n<h2><span style=\"color: #000000; font-size: 20px;\"><b>Step 3: Get Your Result<\/b><\/span><\/h2>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Tap &#8220;Calculate Zakat&#8221; and instantly see your Zakat amount with a full breakdown. If your wealth is below the Nisab threshold, we&#8217;ll let you know that you&#8217;re not obligated to pay Zakat this year.<\/span><\/p>\r\n<h3><span style=\"text-decoration: underline; font-size: 20px;\"><span style=\"color: #000000; text-decoration: underline;\"><b>Features you&#8217;ll love<\/b><\/span><\/span><\/h3>\r\n<p><span style=\"color: #000000;\"><b>Custom Nisab Date<\/b><span style=\"font-weight: 400;\"> \u2014 Set the exact date when your wealth first reached Nisab to calculate Zakat for any year \u2014 past or present.<\/span><\/span><\/p>\r\n<p><span style=\"color: #000000;\"><b>Smart Pre-filling: <\/b><span style=\"font-weight: 400;\">Your Thndr investment wallet, Clouds savings, and complete stock portfolio are automatically imported. Just add assets held outside Thndr.<\/span><\/span><\/p>\r\n<p><span style=\"color: #000000;\"><b>Purpose-Based Calculation: <\/b><span style=\"font-weight: 400;\">Different assets have different Zakat rules depending on their purpose. The calculator guides you through the right treatment for each asset type.<\/span><\/span><\/p>\r\n<p><span style=\"color: #000000;\"><b>Hijri or Gregorian Year: <\/b><span style=\"font-weight: 400;\">Choose to calculate based on the <strong>Islamic lunar year (2.5% rate) or the Gregorian year (2.577% rate).<\/strong><\/span><\/span><\/p>\r\n<p><span style=\"color: #000000;\"><i><span style=\"font-weight: 400;\">The preferred basis for calculation is the Hijri year. However, if someone needs to calculate using the Gregorian year, it is permissible.<\/span><\/i><\/span><\/p>\r\n<h3><span style=\"text-decoration: underline; font-size: 20px;\"><span style=\"color: #000000; text-decoration: underline;\"><b>Quick Facts<\/b><\/span><\/span><\/h3>\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"color: #000000;\"><strong>Nisab Basis:<\/strong> 85 grams of 21K gold<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><span style=\"color: #000000;\"><strong>Zakat Rate:<\/strong> 2.5% (Hijri) or 2.577% (Georgian)<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>Hawl Requirement:<\/b><span style=\"font-weight: 400;\"> Your wealth must stay above Nisab for one full continuous year<\/span><\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item --><\/ul>\r\n<h2><span style=\"color: #000000; font-size: 28px;\"><b>Ready to calculate your Zakat?<\/b><\/span><\/h2>\r\n<p><span style=\"font-weight: 400; color: #000000;\">Open the Thndr app and find the Zakat Calculator to get started. It&#8217;s the easiest way to fulfill your obligation while keeping all your financial data in one place.<\/span><\/p>\r\n<p><span style=\"color: #000000;\"><em>For more details on how the amount is calculated, please visit the <a href=\"https:\/\/thndr.horizondm.com\/support\/docs\/my-thndr-account-en-en-en\/zakat-calculator\/\"><strong data-start=\"67\" data-end=\"100\">Zakat Calculator Support page<\/strong>.<\/a><\/em><\/span><\/p>\r\n<h2><span style=\"color: #000000; font-size: 28px;\"><b>Have Questions?<\/b><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\"><span style=\"color: #000000;\">If you need any assistance, our in-app support team is ready to help. Just reach out, and we&#8217;ll guide you every step of the way<\/span>!<\/span><\/p>\r\n<div class=\"text-base my-auto mx-auto [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\r\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\r\n<div class=\"flex max-w-full flex-col grow\">\r\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"ec36f047-e3a0-49b3-8e93-c0e97d380dcd\" data-message-model-slug=\"gpt-5-2\">\r\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\r\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\r\n<p data-start=\"0\" data-end=\"101\" data-is-last-node=\"\" data-is-only-node=\"\">\u00a0<\/p>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"z-0 flex min-h-[46px] justify-start\">\u00a0<\/div>\r\n<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Fulfill Your Financial Obligation without the guesswork Built from the questions, conversations, and needs we heard across our community, we\u2019re excited to introduce the Thndr Zakat Calculator. This Calculator has been reviewed and approved by Dr. Magdy Ashour, Former Scientific Advisor to the Grand Mufti of Egypt.\u00a0 Last Ramadan, we noticed something important. Zakat questions [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":15583,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[186,255,298],"tags":[],"class_list":["post-15484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-company-news","category-product-updates","category---en"],"_links":{"self":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/15484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/comments?post=15484"}],"version-history":[{"count":38,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/15484\/revisions"}],"predecessor-version":[{"id":15687,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/15484\/revisions\/15687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/media\/15583"}],"wp:attachment":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/media?parent=15484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/categories?post=15484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/tags?post=15484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}