{"id":14237,"date":"2025-02-23T15:33:23","date_gmt":"2025-02-23T15:33:23","guid":{"rendered":"https:\/\/thndr.horizondm.com\/blog\/?p=14237"},"modified":"2026-03-09T12:06:03","modified_gmt":"2026-03-09T12:06:03","slug":"thndr-savings-clouds-park-your-money-earn-up-to-19-5-returns","status":"publish","type":"post","link":"https:\/\/thndr.horizondm.com\/blogpost\/thndr-savings-clouds-park-your-money-earn-up-to-19-5-returns\/","title":{"rendered":"Thndr Savings Clouds: Park your money &amp; earn up to\u00a0 20%* returns!"},"content":{"rendered":"\r\n<p><em>*The projected rate is an estimation based on the current investments and expenses of the fund. It\u2019s expressed as an annualised yield, based on daily returns.<\/em><\/p>\r\n\r\n\r\n\r\n<p><em>Looking for an easy way to start saving? Thndr\u2019s investment one-stop-shop is growing, with the addition of savings cloud that gives you high-yield returns, flexibility &amp; an unmatched saving experience.<\/em><\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Savings clouds. Where dreams are made.\u00a0<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>Savings clouds are designed to help you park &amp; grow your money with an <strong>average return of up to 19.5% annually<\/strong>, and with <strong>no minimum amount required!<\/strong> Whether you&#8217;re saving for something special or simply want to put your cash to better use, our savings clouds make it easier than ever to <strong>earn competitive returns<\/strong> while keeping your money at your fingertips. It\u2019s also <strong>completely separate from your Thndr Investment Wallet<\/strong>, allowing you to easily <strong>switch between saving and investing instantly<\/strong>.<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" class=\"wp-image-14239\" src=\"https:\/\/thndr.horizondm.com\/blog\/wp-content\/uploads\/sites\/2\/2025\/02\/gif-1.gif\" alt=\"\" \/><\/figure>\r\n<p>&nbsp;<\/p>\r\n<h2 class=\"wp-block-heading\"><strong>Why did we create savings clouds?\u00a0<\/strong><\/h2>\r\n<\/div>\r\n\r\n\r\n<p>At Thndr, we understand that having a <strong>reliable, flexible, and rewarding<\/strong> way to grow your savings is essential. Many Egyptians are already aware and saving to get <strong>regular returns, <\/strong>but these often <strong>lock up<\/strong> your money for long periods, and don\u2019t have many of the perks our savings cloud does.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>So, what perks should I expect with Savings Clouds?<\/strong><\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Up to 20% returns on monthly savings, and up to 19.5% instant savings. Both without restrictions:<\/strong> Earn an <strong>average of 20% annually<\/strong> while keeping your funds available at all times. No lock-in periods, no waiting\u2014just returns.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>No minimum amount: <\/strong>You don\u2019t need a ton of money to start saving \u2014 just pick any amount, big or small, and start your cloud. There\u2019s no minimum required, only the urge to get started!<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>No maximum amount: <\/strong>There is no cap on how much you can save. Whether it\u2019s a little or a lot, you\u2019re in control of your savings!<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Trusted &amp; regulated:<\/strong> Savings Clouds is linked to a trusted, FRA-regulated mutual fund, Thndr Savings. Reap the rewards of a secure, transparent management of your money.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>See it rain money daily or monthly: <\/strong>That\u2019s right, returns are daily or monthly -based on your preference- watch your cloud grow till you hit your goal.\u00a0<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>A seamless savings experience:<\/strong> With <strong>Thndr, create different clouds,<\/strong> set financial goals, and customize your experience to make saving more engaging and effective. Saving for a trip to Dubai? A new phone? Kids\u2019 school fees? Just name it, visualize the goal with one of our icons, and watch it materialize!\u00a0<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Instant, unlimited &amp; free movement between saving and investing:<\/strong> If you\u2019re already a Thndr investor, you\u2019ll love that you can easily transfer funds between your savings Wallet and investment wallet with no limits or fees\u2014ensuring you never miss an opportunity to invest when the time is right.<\/li>\r\n\r\n\r\n\r\n<li><strong>Fully Digital &amp; Easy to Start:<\/strong> Saving on Thndr is fully digital\u2014no paperwork, no branches, and no extra fees. Just a few taps on your phone, and you&#8217;re ready to go!<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2>\u00a0<\/h2>\r\n<h2 class=\"wp-block-heading\" style=\"direction: ltr;\"><strong>So what&#8217;s the difference between the Instant Savings and the Monthly Savings?<\/strong><\/h2>\r\n<p>Here\u2019s how the two plans compare:<\/p>\r\n\r\n\r\n\r\n<table style=\"border-collapse: collapse; width: 100%;\">\r\n<tbody>\r\n<tr>\r\n<td style=\"width: 33.3333%;\">\u00a0<\/td>\r\n<td style=\"width: 33.3333%;\"><strong>Instant Savings<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\"><strong>Monthly Savings<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Current Yield*<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">18.11%<\/td>\r\n<td style=\"width: 33.3333%;\">20.06%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Gains<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">Compounds Daily<\/td>\r\n<td style=\"width: 33.3333%;\">Compounds Monthly<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Top-ups<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">Anytime &#8211; No Limits<\/td>\r\n<td style=\"width: 33.3333%;\">Anytime &#8211; No Limits<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Withdrawals<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">Anytime, with no fees<\/td>\r\n<td style=\"width: 33.3333%;\">Free if scheduled before the last Sunday of each month, or withdraw anytime for a 0.25% fee<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Best For<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">Short-term goals and emergency cash, keeping your money accessible, and earning instead of being idle<\/td>\r\n<td style=\"width: 33.3333%;\">Medium-term goals like travel, marriage, or planned expenses<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 33.3333%;\"><strong>Sharia Compliance<\/strong><\/td>\r\n<td style=\"width: 33.3333%;\">Built on a fund designated as Sharia-compliant<\/td>\r\n<td style=\"width: 33.3333%;\">Built on a fund that does not carry the same Sharia designation<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2 class=\"wp-block-heading\">\u00a0<\/h2>\r\n<h2 class=\"wp-block-heading\"><strong>Is saving with Thndr Clouds right for me?<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>Yes! The simple answer is that just like everyone should be investing, everyone should also be saving. Savings are important for short &amp; medium long-term goals. A savings cloud is perfect for <strong>anyone who wants their money to work for them\u2014without the hassle (plus it\u2019s a fun experience &#8211; so honestly, why wouldn\u2019t you?)\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p>And if you\u2019re already an investor, we\u2019ve heard from people like you &#8211; many of our users told us they often leave <strong>idle cash &#8220;in the drawer&#8221;<\/strong>\u2014missing out on potential earnings. Now, you can keep your money safe while it <strong>actively grows<\/strong>. And when you need it for an investment, <strong>you can move it instantly.<\/strong><\/p>\r\n\r\n\r\n\r\n<div style=\"width: 1200px;\" class=\"wp-video\"><video class=\"wp-video-shortcode\" id=\"video-14237-1\" width=\"1200\" height=\"675\" loop autoplay preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/thndr.horizondm.com\/blogpost\/wp-content\/uploads\/sites\/2\/2025\/02\/Savingss.mp4?_=1\" \/><a href=\"https:\/\/thndr.horizondm.com\/blogpost\/wp-content\/uploads\/sites\/2\/2025\/02\/Savingss.mp4\">https:\/\/thndr.horizondm.com\/blogpost\/wp-content\/uploads\/sites\/2\/2025\/02\/Savingss.mp4<\/a><\/video><\/div>\r\n\r\n\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>I\u2019m ready to save!\u00a0<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>Opening a <strong>Thndr Savings Cloud <\/strong>is <strong>super simple<\/strong>:<\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>Go to your Wallet page in the Thndr app.<\/li>\r\n\r\n\r\n\r\n<li>Find the toggle at the top right corner to switch to your Savings Wallet.<\/li>\r\n<li>Choose your goal and the amount you need to save.<\/li>\r\n<li>Pick the returns model you prefer, whether it&#8217;s monthly or daily.\u00a0<\/li>\r\n\r\n\r\n\r\n<li>Transfer funds instantly, start earning your returns, and manage your savings effortlessly!<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>What else can I find on Thndr?<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>On Thndr, we pride ourselves on being Egypt\u2019s one-stop investment shop &#8211; find a wide range of investment options, including:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Stocks: <\/strong>Invest in top companies and own a piece of your favorite company.<\/li>\r\n\r\n\r\n\r\n<li><strong>Gold: <\/strong>Protect your savings against inflation and currency swings with gold funds.<\/li>\r\n\r\n\r\n\r\n<li><strong>Equity Funds: <\/strong>Let expert managers grow your wealth by investing in high-performing companies on your behalf.<\/li>\r\n\r\n\r\n\r\n<li><strong>Fixed Income Funds:<\/strong> Earn steady returns with fixed-income funds.<\/li>\r\n\r\n\r\n\r\n<li><strong>Savings Wallet:\u00a0 <\/strong>Perfect for anyone who wants to grow their money effortlessly and see daily gains<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>It\u2019s time to make your savings work harder for you &amp; do more every day for your future! \ud83d\ude80<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\ud83d\udce9 <strong>Have Questions? We\u2019re Here to Help!<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>If you need assistance, our<strong> in-app support team <\/strong>is ready to guide you every step of the way. Just reach out, and we\u2019ll ensure you have all the information you need! You can also check out our <a href=\"https:\/\/thndr.horizondm.com\/support\/docs\/my-thndr-account-en-en\/savings-clouds\/\"><strong>FAQs<\/strong><\/a> for quick answers to commonly asked questions.<\/p>\r\n\r\n\r\n\r\n<p><strong>To know more details about the fund,<a href=\"https:\/\/thndr.horizondm.com\/blog\/wp-content\/uploads\/sites\/2\/2025\/02\/%D9%86%D8%B4%D8%B1%D9%87-%D8%A7%D9%84%D8%A7%D9%83%D8%AA%D8%AA%D8%A7%D8%A8.pdf\"> click here.<\/a><\/strong><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>*The projected rate is an estimation based on the current investments and expenses of the fund. It\u2019s expressed as an annualised yield, based on daily returns. Looking for an easy way to start saving? Thndr\u2019s investment one-stop-shop is growing, with the addition of savings cloud that gives you high-yield returns, flexibility &amp; an unmatched saving [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":15681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[255,298],"tags":[],"class_list":["post-14237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-product-updates","category---en"],"_links":{"self":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/14237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/comments?post=14237"}],"version-history":[{"count":13,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/14237\/revisions"}],"predecessor-version":[{"id":15678,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/posts\/14237\/revisions\/15678"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/media\/15681"}],"wp:attachment":[{"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/media?parent=14237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/categories?post=14237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thndr.horizondm.com\/blogpost\/wp-json\/wp\/v2\/tags?post=14237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}